520 Sandy LN Active Save Request In-Person Tour Request Virtual Tour
Panama City Beach,FL 32413
Key Details
Property Type Single Family Home
Sub Type Single Family Residence
Listing Status Active
Purchase Type For Sale
Subdivision [No Recorded Subdiv]
MLS Listing ID 778274
Style Traditional
Bedrooms 4
Full Baths 3
HOA Y/N No
Year Built 1982
Annual Tax Amount $4,266
Tax Year 2024
Lot Size 0.280 Acres
Acres 0.28
Property Sub-Type Single Family Residence
Property Description
BACK ON MARKET DUE TO NO FAULT OF SELLER!
Welcome to 520 Sandy Lane, a flexible income-producing property with three separate rental configurations or the option to enjoy it as a full family home. Currently offered as Cape Calm (upstairs), Sugar Shores Sanctuary (downstairs), and Twilight Tides (whole home), this property is designed to maximize both revenue and livability. The downstairs suite has just been freshly renovated with its own bedroom, bathroom, and kitchenette—perfect as a private rental or a true mother-in-law suite.
In 2024 the combined listings produced strong returns across Airbnb, Vrbo, Booking.com, and direct bookings, bringing in consistent guest demand throughout the year. In 2025, year-to-date performance continues to show stable occupancy and impressive gross totals, making this an excellent option for investors seeking multiple income streams or families looking for a property that grows with them.
The upstairs unit offers bright, spacious living, while the full-home option provides versatility for larger groups. With the ability to rent all together or separately, the home appeals to a wide range of guests. Modern finishes, a private layout, and a recently updated downstairs retreat make this property a rare opportunity to combine personal use with proven profitability.
Location
State FL
County Bay
Community Short Term Rental Allowed
Area 03 - Bay County - Beach
Interior
Interior Features Fireplace,Kitchen Island,Split Bedrooms,Smart Thermostat
Heating Central,Ductless,Electric,Fireplace(s)
Cooling Central Air,Ceiling Fan(s),Ductless
Flooring Luxury Vinyl Plank
Fireplaces Type Electric
Fireplace Yes
Appliance Dryer,Dishwasher,Freezer,Microwave,Refrigerator,Washer
Exterior
Exterior Feature Sprinkler/Irrigation,Outdoor Shower
Parking Features Detached Carport,Driveway,Gravel
Fence Fenced,Privacy
Pool Fenced,Gunite,In Ground
Community Features Short Term Rental Allowed
Utilities Available Electricity Available,Septic Available
Porch Covered,Porch
Building
Lot Description Sprinkler System
Story 2
Entry Level Two
Sewer Septic Tank
Architectural Style Traditional
Level or Stories Two
New Construction No
Schools
Elementary Schools West Bay
Middle Schools Surfside
High Schools Arnold
Others
Tax ID 37239-005-000
Acceptable Financing Cash
Listing Terms Cash
Financing Conventional
Special Listing Condition Listed As-Is